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Friday, January 18, 2008

Forex swap

In finance, a forex swap (or FX swap)
is an over-the-counter short term
interest rate derivative instrument.
In emerging money markets, forex swaps
are usually the first derivative
instrument to be traded, ahead of
forward rate agreements.

Retail forex

In financial markets, the retail
forex (retail currency trading
or retail FX) market is a subset
of the larger foreign exchange
market. This "market has long been
plagued by swindlers preying on the
gullible," according to The New
York Times[1]. It's commonly thought
that about 90% of all retail FX
traders lose money.

Forex scam

A forex scam is any trading scheme
used to defraud individual traders
by convincing them that they can
expect to gain a high profit by
trading in the foreign exchange
market. Currency trading "has
become the fraud du jour,"
according to Michael Dunn of
the U.S. Commodity Futures
Trading Commission. [1] But
"the market has long been plagued
by swindlers preying on the
gullible," according to the New
York Times [2]. "The average
individual foreign-exchange-trading
victim loses about $15,000,
according to CFTC records" according
to The Wall Street Journal. [3].
The North American Securities
Administrators Association says
that "off-exchange forex trading
by retail investors is at best
extremely risky, and at worst,
outright fraud."

forex trading

Many U.S. and international companies
provide online trading software and
services for individuals (traders)
who want to speculate on the exchange
rate differences between two currencies.
In doing so, these speculators buy
or sell currencies with the objective
of making a profit when the value of
the currencies changes in their favor,
whether those fluctuations derive from
market news, supply and demand principles,
or geo-political events taking place
throughout the world. In addition, the
forex market is available to trade 24
hours a day, 5.5 days a week, so
customers can trade at nearly any
time, not just when an exchange is open.

forex dealer

A forex dealer provides online trading
services to allow individuals to
speculate on rapidly changing foreign
exchange rates. Forex Dealer Members
(FDMs) are regulated by the CFTC and
National Futures Association in the
United States, as well as by nationa
and local regulatory bodies where
they conduct business, and are held
to stringent business and ethical
standards.

forex

The foreign exchange (currency or forex
or FX) market exists wherever one currency
is traded for another. It is by far the
largest financial market in the world,
and includes trading between large banks,
central banks, currency speculators,
multinational corporations, governments,
and other financial markets and institutions.
The average daily trade in the global forex
and related markets currently is over US$
3 trillion.[1] Retail traders (individuals)
are a small fraction of this market and may
only participate indirectly through brokers
or banks, and are subject to forex scams[2] [3].

Friday, January 11, 2008

life insurance quotes

If you are a twenty-something newlywed
seeking a 30 year term policy or one that
is considered high risk seeking a high
risk life insurance policy CompuQuotes
can save you money.In addition to family
coverage, term life insurance can be
used for key man protection, buy sell
agreements, guarantee of mortgage or SBA
loans, estate planning and conservation.

Death Insurance

$1 pays for the first three months
children’s coverage, except in FL and
MI where $1 pays for the first month of
children’s coverage. Then the rate is
based on your child’s present age and is
guaranteed to stay the same for the rest
of their life.†Policy Form #GWLC/GWLP,
GWL2000 or GWLA000 *$1 pays for the first
month’s adult coverage. Then the rates are
based on your current age and are guaranteed
for the life of the policy. ††Policy Form #GRT.

Vehicle insurance

Vehicle insurance (also known as auto insurance,
car insurance, or motor insurance)is insurance
purchased for cars, trucks, and other vehicles.
Its primary use is to provide protection against
losses incurred as a result of traffic accidents
and against liability that could be incurred in
an accident.

Structured settlements

Settlement Quotes has a large network of investors
and funding companies that will compete to buy your
structured settlement payment stream.Our system will
generate you the most money possible by eliminating
any profitmost funding companies will make off your
transaction. Our service, is quick, free,
and hassle free.

Debt Consolidation

Debt consolidation entails taking out one loan
to pay off many others. This is often done
to secure a lower interest rate, secure a
fixed interest rate or for the convenience of
servicing only one loan.Debt consolidation
can simply be from a number of unsecured loans
into another unsecured loan, but more often
it involves a secured loan against an asset
that serves as collateral, most commonly a
house. In this case, a mortgage is secured
against the house. The collateralization of
the loan allows a lower interest rate than
without it, because by collateralizing,
the asset owner agrees to allow the forced
sale (foreclosure) of the asset to pay back
the loan. The risk to the lender is reduced
so the interest rate offered is lower.

Credit Cards

This article is about the payment system. For
The Price Is Right game,see Credit Card
(pricing game).

Equity Loans

A home equity loan (sometimes abbreviated HEL)
is a type of loan in which the borrower
uses the equity in their home as collateral.
These loans are sometimes useful to help
finance major home repairs, medical bills or
college education. A home equity loan creates
a lien against the borrower's house, and
reduces actual home equity.Home equity loans are
most commonly second position liens (second
trust deed), although they can be held in
first or, less commonly, third position. Most
home equity loans require good to excellent
credit history, and reasonable loan-to-value
and combined loan-to-value ratios.
Home equity loans come in two types,
closed end and open end.

Mortgages

A mortgage loan is a loan secured by real
property through the use of a mortgage
(a legal instrument). However, the word
mortgage alone, in everyday usage,
is most often used to mean mortgage loan.
A home buyer or builder can obtain
financing (a loan) either to purchase or
secured against the property from a
financial institution, such as a bank,
either directly or indirectly through
intermediaries. Features of mortgage loans
such as the size of the loan,
maturity of the loan, interest rate, method
of paying off the loan, and other
characteristics can vary considerably.

Bankruptcy

Bankruptcy is a legally declared inability
or impairment of ability of an
individual or organizations to pay their
creditors. Creditors may file a
bankruptcy petition against a debtor
("involuntary bankruptcy") in an effort
to recoup a portion of what they are
owed. In the majority of cases, however,
bankruptcy is initiated by the debtor
(a "voluntary bankruptcy" that is filed by
the bankrupt individual or organization.

Jet Charter

Ameristar Jet Charter is an American
charter cargo airline based in Dallas,
Texas, USA. It operates on demand cargo
air-taxi services, as well as acting
as a broker to cargo carriers operating
large aircraft. Its main base is
Dallas-Fort Worth International Airport,
with hubs at Detroit Metropolitan Wayne
County Airport, El Paso International
Airport and Nashville International Airport.

Investing

Investment or investing[1] is a term with
several closely-related meanings
in business management, finance and
economics, related to saving or deferring
consumption. An asset is usually
purchased, or equivalently a deposit is made
in a bank,in hopes of getting a
future return or interest from it. The word
originates in the Latin "vestis",
meaning garment, and refers to the act of
putting things (money or other
claims to resources) into others' pockets.

Online Trading

An online trading community exists to
provide its members with a structured
method for trading, bartering, or selling
goods or services. These communities
often have forums and chatrooms designed
to facilitate communication between
the members. These communities are
sometimes described as the electronic
equivalent of bazaars, flea markets,
garage sales, and so on.

Refinance

Refinancing may be undertaken to reduce
interest costs (by refinancing at a lower rate),
to extend the repayment time, to pay off
other debts, to reduce one's periodic payment
obligations (sometimes by taking a longer
-term loan), to reduce or alter risk
(such as by refinancing from a variable-rate
to a fixed-rate loan), and/or to raise cash
for investment, consumption, or the payment
of a dividend.In essence, refinancing can
alter the monthly payments owed on the loan either
by changing the loan's interest rate, or
by altering the term to maturity of the loan.
More favourable lending conditions may reduce
overall borrowing costs.

Reduce Debt

Debt is that which is owed; usually referencing
assets owed, but the term can cover
other obligations. In the case of assets, debt
is a means of using future purchasing
power in the present before a summation has
been earned. Some companies and corporations
use debt as a part of their overall corporate

finance strategy

A debt is created when a creditor agrees to
lend a sum of assets to a debtor. In modern
society, debt is usually granted with expected
repayment; in many cases, plus interest.
Historically, debt was responsible for the
creation of indentured servants.

Bankruptcy

Bankruptcy is a legally declared inability
or impairment of ability of an individual
or organizations to pay their creditors.
Creditors may file a bankruptcy petition
against a debtor ("involuntary bankruptcy")
in an effort to recoup a portion of what
they are owed. In the majority of cases,
however, bankruptcy is initiated by the
debtor (a "voluntary bankruptcy" that is
filed by the bankrupt individual or organization).

Salman and Friends



Salman and Friends





Tariq Terry





Kashif Ash



Salman Owner of site

Muhammad Salman
salmankim@yahoo.com
B.Sc.(Civil Engineering) Student University ofEngineering and Technology Lahore
From Multan Pakistan
Cell No.
+923336182559
+923006137432

My Pix





Muhammad Salman
salmankim@yahoo.com
B.Sc.(Civil Engineering) Student UET Lahore
From Multan Pakistan
Cell No.
+923336182559 +923006137432

My Pix

Tekken 5 Wallpapers















King Of Fighters Wallpapers













Engineering Economy

Compound Amount - Symbol (F/P, i%, n)

Converts to a future value - F - given a present single payment or value - P - today?

F = P [(1 + i)n]

Present Worth - Symbol (P/F, i%, n)

Converts to a present value - P - given a future payment or value - F?

P = F [(1 + i)-n]

Compound Amount - Symbol (F/A, i%, n)

Converts to a future value - F - given a uniform amount - A - per interest ??????

F = A [( (1 + i)n -1 ) / i ]

Sinking Fund - Symbol (A/F, i%, n)

Converts to a uniform amount - A - per interest period a given specific future value - ?

A = F [i/((1 + i)n - 1)]

Present Worth - Symbol (P/A, i%, n)

Converts a uniform amount - A - per interest period to a present value - ?

P = A [((1 + i)n - 1) / ( i (1+i)n )]

Capital Recovery - Symbol (A/P, i%, n)

Converts a present value - P - to a uniform amount - A - per interest ??????

A = P [(i (1 + i)n) / ((1+i)n - 1)]

Some notation
• i = the interest rate per period
• n = the number of compounding periods
• P = a present (earlier) sum of money
• F = a future (later) sum of money
• A = a uniform series of payments
• G = a linearly increasing series of payments




 

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